How does Qoins work?

Qoins helps you pay off debt and save money, faster.

Choose a goal: Pay Off Debt or Savings. Once you have linked your bank account and set up your goal, you will begin to see activity on your Qoins account.

Throughout the month, Qoins will automatically initiate deposits from your checking account to your goal balance(s). In the app, you can watch your progress towards your financial goal- whether that's paying off debt or saving up for something!

Payments are only sent once a month, on the scheduled payment date shown in the app. Payments can take up to 10 business days for your lender to process when sent out, but they're usually processed by lenders much faster than that.