First, open the app and log in. Then click on your Pay Off Debt goal. From here you'll see your next scheduled payment date shown. Click on the "View Payment Options" link, then select "Change my payment date". Simply select the date you'd like to schedule your next automatic payment and then confirm by clicking the "Change Date" button.
Please keep in mind that Qoins is used to make extra payments towards your debt and not replace your regular monthly due payment or bill. It can take up to 10 business days for lenders to process payments, so be sure to keep making your regular payments to avoid any late fees or issues.
Making extra payments lowers your balance and also saves you on interest. Here are a couple of links to our Tip Tuesday videos that describe how this works: https://youtu.be/TNA-CIltBGs and https://youtu.be/zlsFwUV1FE8