Rules to the game!

A super easy rule that I personally follow is the 50/20/30 rule! This is how your expenses should be broken down to meet your financial goals. So, 50% of your money should go to needs like your bills, food, rent, etc. The 30% goes to wants like vacations, clothes, a night out with friends and more! Lastly, the 20% rule is your savings rate! This gives you the opportunity to invest in a 401k or in a ROTH account.